PRIVATE LENDING TO FUND YOUR NEXT PROJECT
Over 25 Year of Real Estate Experience
FEATURED ON:
Unlock Your Real Estate Potential With Unmatched Funding Solutions
FEATURED ON:
The number of transactions we have financed in the last 20 years for families and investors just like you!
The amount in transaction we have financed in the last 20 years for families and investors just like you!
The percentage of investors who starts with us and are still investing in our debt and equity solutions!
The number of transactions we have financed in the last 20 years for families and investors just like you!
The amount in transaction we have financed in the last 20 years for families and investors just like you!
The percentage of investors who starts with us and are still investing in our debt and equity solutions!
Limited Access to Capital
Challenges in securing real estate funding stem from strict criteria, extensive documentation, and collateral demands by traditional lenders.
Down Payment Requirements
Lenders' high down payment requirements can limit real estate investors' funding options, hindering project opportunities and portfolio diversification.
Stringent Qualification Criteria
Lenders' stringent qualification criteria, such as credit scores and income verification, can hinder investors with solid plans from securing loans.
Lengthy Approval Processes
Traditional lenders' lengthy approval processes, paperwork, evaluations, and credit checks can hinder investors' ability to seize time-sensitive opportunities.
Lack of Flexibility
Real estate investors seek customized loan structures and tailored financing options that align with project timelines and cash flow projections.
Lenders not being Honest
Lenders' lack of honesty erodes trust and transparency, jeopardizing the integrity of the borrowing process and creating uncertainties for borrowers.
Limited Access to Capital
Challenges in securing real estate funding stem from strict criteria, extensive documentation, and collateral demands by traditional lenders.
Down Payment Requirements
Lenders' high down payment requirements can limit real estate investors' funding options, hindering project opportunities and portfolio diversification.
Stringent Qualification Criteria
Lenders' stringent qualification criteria, such as credit scores and income verification, can hinder investors with solid plans from securing loans.
Lengthy Approval Processes
Traditional lenders' lengthy approval processes, paperwork, evaluations, and credit checks can hinder investors' ability to seize time-sensitive opportunities.
Lack of Flexibility
Real estate investors seek customized loan structures and tailored financing options that align with project timelines and cash flow projections.
Lenders not being Honest
Lenders' lack of honesty erodes trust and transparency, jeopardizing the integrity of the borrowing process and creating uncertainties for borrowers.
3 Day Fast Close Valuation*
Up to 75% LTV
Up to 100% Rehab Cost
Up to 90% LTC
12 Month Terms
3 Day Fast Close Valuation*
Up to 75% LTV
Up to 100% Rehab Cost
Up to 90% LTC
12 Month Terms
Up to 75% LTV (based on as-improved value)
Up to 85% LTC (based on cost to build)
12 to 18 Month Terms
Up to 75% LTV (based on as-improved value)
Up to 85% LTC (based on cost to build)
12 to 18 Month Terms
5-7-10 Year ARM (Adjustable Rate Mortg.)
Up to 80% LTV
Amortization Options
Prepay Options
Up to 75% LTV
Up to 100% Rehab Cost
Up to 90% LTC
12 Month Terms
Up to 75% LTV
Up to 100% Rehab Cost
Up to 90% LTC
12 Month Terms
Up to 75% LTV (based on as-improved value)
Up to 85% LTC (based on cost to build)
12 to 18 Month Terms
Up to 75% LTV (based on as-improved value)
Up to 85% LTC (based on cost to build)
12 to 18 Month Terms
5-7-10 Year ARM (Adjustable Rate Mortg.)
Up to 80% LTV
Amortization Options
Prepay Options
OUR PROCESS
STEP 1
Set up your account & start the pre-approval process
STEP 2
If eligible, our team will produce an offer for you to review & accept
STEP 3
Complete a few auto-generated tasks & start the closing process
REHAB FINANCING
Credit Score > 650 & no major delinquencies over the last 2 years
As Is Value > $100,000
LTC Ratios up to 85%
SFR’s, 2-4 unit, 5-8 unit and warrantable condos allowed.
12-18 month loan term options
Options to finance the renovation into the loan amount or for self-funded rehab
NEW CONSTRUCTION
Strong experience required - 12+ builds completed in the last 2 years (GC experience may be considered)
Credit Score > 700 and no serious delinquencies in the past 2 years
Up to 80% LTC & 70% LTV, depending on experience
SFR’s, 2-4 unit properties allowed
Plans & Permits must be site specific, fully entitled, and ready to build within 90 days of closing
BRIDGE FINANCING
Short term mortgage for stabilized properties (no renovations allowed)
Credit Score > 660 & no major delinquencies over the last 2 years
As Is Value > $100,000
Up to 75% LTV
No Prepayment Penalty
18 months loan term options
LONG TERM RENTAL
Credit Score > 650 & no major delinquencies over the last 2 years
Minimum Debt Service Coverage Ratio of 1.10 (0.75 DSCR is allowed in top MSA’s)
SFR’s, 2-4 unit properties, and warrantable condo’s allowed
Up to 80% LTV for purchase or rate-term refinance, 75% for cash-out refinance
Options for 30 Yr Fixed Loans, or 5 & 7 Yr ARM Loans
REHAB FINANCING
Credit Score > 660 & no major delinquencies over the last 2 years
As Is Value > $100,000
LTC Ratios up to 85%
SFR’s, 2-4 unit, 5-8 unit and warrantable condos allowed.
12-18 month loan term options
Options to finance the renovation into the loan amount or for self-funded rehab
NEW CONSTRUCTION
Strong experience required - 12+ builds completed in the last 2 years (GC experience may be considered)
Credit Score > 700 and no serious delinquencies in the past 2 years
Up to 80% LTC & 70% LTV, depending on experience
SFR’s, 2-4 unit properties allowed
Plans & Permits must be site specific, fully entitled, and ready to build within 90 days of closing
BRIDGE FINANCING
Short term mortgage for stabilized properties (no renovations allowed)
Credit Score > 660 & no major delinquencies over the last 2 years
As Is Value > $100,000
Up to 75% LTV
No Prepayment Penalty
18 months loan term options
LONG TERM RENTAL
Credit Score > 680 & no major delinquencies over the last 2 years
Minimum Debt Service Coverage Ratio of 1.10 (0.75 DSCR is allowed in top MSA’s)
SFR’s, 2-4 unit properties, and warrantable condo’s allowed
Up to 80% LTV for purchase or rate-term refinance, 75% for cash-out refinance
Options for 30 Yr Fixed Loans, or 5 & 7 Yr ARM Loans
I can’t thank you enough for the Amazing Service you continue to do, You are definitely the BEST!!
In my opinion, any private investor would be truly lucky to have Jody as a great private lender because of his ability to do good business. He also has become an lending ambassador for my organization of investors because of his ability to find the right funding opportunity that works in everyone’s favor. I endorse Jody and his company wholeheartedly.
Jody Dents with Onyx Capital Partners was great to work with, he communicated well 100% and I thank you very very much. Rates were good and look forward to you communicating to me on more rate incentives in the future for more business. I will recommend you to many of my Israeli clients for US properties funding.
I can’t thank you enough for the Amazing Service you continue to do, You are definitely the BEST!!
In my opinion, any private investor would be truly lucky to have Jody as a great private lender because of his ability to do good business. He also has become an lending ambassador for my organization of investors because of his ability to find the right funding opportunity that works in everyone’s favor. I endorse Jody and his company wholeheartedly.
Jody Dents with Onyx Capital Partners was great to work with, he communicated well 100% and I thank you very very much. Rates were good and look forward to you communicating to me on more rate incentives in the future for more business. I will recommend you to many of my Israeli clients for US properties funding.